Income & Identity Verification
CHCKED provides a unified platform for income verification, identity confirmation, and document fraud detection — purpose-built for property management and housing compliance. Our verification services are modular: select the configuration that fits your workflow today, from a simple document review replacement all the way to a fully layered, cross-validated applicant screening process.
Sarah Jenkins
Lowest Tenant Risk
Document upload & AI analysis
Paystub OCR & fraud scoringApplicant uploads income documents. AI extracts earnings data, runs math checks, and scores document authenticity — flagging risk signals immediately.
Bank or payroll connection
Powered by Plaid — cross-validates Step 1Applicant connects their bank or payroll provider. Live deposit history and employer data are matched against the documents from Step 1 — confirming or flagging discrepancies.
Identity verification
Powered by Plaid IDVApplicant completes a government ID upload and liveness check — confirming the person submitting is who they claim to be and closing the loop on identity.
Each step independently provides value — but together they form a layered system where fraudulent documents are caught by the bank connection, and identity fraud is caught by the biometric check. No single point of failure.
What your residents see
Document upload & AI fraud analysis
AI extracts and structures every paystub automatically. Risk flags and authenticity scores are surfaced inline for your team's review.
Bank or payroll connection — cross-validates Step 1
Identity verification
Verification Reports
After each step completes, your team receives structured, actionable output — not raw documents. Every result is organized, scored, and flagged for review where needed.
Built Around Your Needs
Not every client needs the full stack. CHCKED's services are modular — start with the verification layer that makes sense for your team today and add more as your workflow matures. We'll work with you to configure the right combination.
Document review only
- Document upload & AI fraud analysis
- Bank / payroll connection
- Identity verification
A direct alternative to document-scanning tools. AI-powered OCR with fraud scoring on every submission — no manual review required for clean documents.
Document + income verification
- Document upload & AI fraud analysis
- Bank / payroll connection
- Identity verification
Documents are submitted and then cross-validated against live bank or payroll data. Discrepancies between what was submitted and what's on file are flagged automatically.
Full verification stack
- Document upload & AI fraud analysis
- Bank / payroll connection
- Identity verification
The complete layered flow. Income is claimed, verified, and tied to a confirmed identity — giving your team the highest confidence in every applicant before a decision is made.
Not sure which configuration fits your team?We're happy to walk through your current workflow and recommend the right starting point.
Contact us to discuss →The Layered Sourcing Advantage
Layered, not siloed
Each verification step reinforces the others. Bank data cross-validates documents. Identity confirms the person. No single point of failure in your screening process.
Modular by design
Start with what makes sense today. Add verification layers as your needs evolve — without switching platforms or rebuilding your applicant workflow.
Transparent risk signals
Every result includes itemized explanations — not just a score. Your team stays in control of decisions, supported by clear data at every step.